Most homeowners are not aware of the process used by insurance companies to replace lost, stolen, or damaged items within their homes.

According to insurance professionals, only 25% of current homeowners have made a home asset inventory list, and most of these have not stored the asset list in a secure location.

If a homeowner were to make a claim for a lost or damaged item, the insurance company requires that homeowners to go through a lengthy process to validate the claim:

• What was the value of the item?
• When was the item purchased?
• What is the replaceability of the item?
• Who can verify that you owned this item?

This process can be time-consuming to both the homeowner and the insurance claims adjusters involved in the claim. A process that streamlines and expedites the resolution of a homeowner's claim would be highly advantageous to both homeowners and insurance companies. In the case of complete home loss, this process can prove to be invaluable to both parties in the rapid and accurate resolution of claims.

The MyRoyalKeep.com™ website provides you, the homeowner, with an easily accessible, well-organized, detailed list of all items within your home to facilitate quick and accurate replacement of items by your insurance company in a time of loss. Insurance agents estimate that no more than 25% of current homeowners maintain a current and accurate list of possessions and their values within their homes. This system would encourage homeowners to maintain such a list, and the cost-savings can be realized both by the homeowner (in potentially discounted insurance rates) and the insurance provider (in man-hours savings for claims processing).

The MyRoyalKeep.com™ website allows homeowners to securely set up a list of all their assets. We will guide the user through the process of defining rooms and items, and help you determine the value of each item.

Your home inventory will not be associated with any particular home address. Only you will be able to access your information thru a secure username/password combination assigned to you.

MyRoyalKeep.com™ will assist you in properly documenting and certifying your asset list in order to facilitate easy replacement by your insurance company in the event of a loss through fire, flood, theft and/or other catastrophic event.